My 2020 Money Goals

With the new year fast approaching I’m finally taking the time to flesh out some of my 2020 goals.

Financial Goals

• Average 60% yearly savings rate

• Max out Roth IRA, 401K, and tax advantaged savings accounts

  • Traditional IRA

  • HSA (if applicable)

  • 401K (if applicable)

• NO BUY 2020

  • No clothes or any material goods that aren’t a necessity

  • Can replenish items as they run out, but not in excess

  • Can accept donations/gifts

  • Can buy gifts for others

  • Can use gift cards to make purchases

  • Can spend on experiences, e.g. food and activities

• Open a travel rewards CC

  • Probably going with the Chase Sapphire Reserve because of these reviews by Wirecutter and Nerdwallet)

Career Goals

This includes goals for MMH too!

• Get a 3-6 month contract up in the Bay area

• Continue working in tech design roles

• Always negotiate salary/hourly wage

• Start Money Honey Podcast

• Blog bi-weekly

Personal Goals

• Stop caring about dating

  • Not sure how actionable this one is, but I always care too much.

• Call long distance friends regularly

Health + Wellness Goals

• Workout 2x/wk

• Drink 64oz of water a day

• Take a daily probiotic

• Read 18 books

• Meditate as much as possible

  • Reflect on self, priorities, and goals